Boosting Your UK State Pension When Living Abroad

Help Assist.org: A FREE advice service helping people who have worked in the UK and are now living abroad, To boost their UK State Pension

Are You Living Abroad After Working in the UK?
British Expat?
How’s Your UK State Pension Looking?

Many British expats are entitled to a UK State Pension.
And many are going to get a reduced amount – or nothing at all – if they don’t top up their contributions.  

Let me ask you: 

  1. Do you know if you qualify for a UK State Pension?
  2. Are your NI contributions enough to give you the full pension?
  3. Do you need to top up missing National Insurance years to boost your pension?

If you answered YES to Question 3 – you need to act now!

We’re offering FREE guidance on how to Register and Apply to the UK HMRC (HM Revenue and Customs)
to Boost Your UK State Pension

But you MUST apply BEFORE the deadline of 5 April 2025

to pay for any missing years between 2006 – 2016

Boost Your UK State Pension Before It’s Too Late!
Postal Applications Must Reach UK HMRC by 5 April 2025
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Register with the
UK Government Gateway

Follow Our Simple Video Instructions

Check Your Qualifying Years

How many qualified years do you have and much are you entitled to?
Follow our simple video instructions

Apply To Top Up Any Gaps

Your application MUST arrive before 31 July 2023 – we recommend sending it by registered post to HMRC
Follow our simple video instructions on how to complete the Form and apply

How do I know if I qualify?

If you paid Income Tax and NI to HMRC for at least 3 years, you are entitled to receive a pension… BUT

  • You need to have made a minimum of 10 years contributions to receive anything at all (though it’s minimal).
  • To get the full pension, you must have paid 35 FULL YEARS NI Contributions – part years don’t count.

IMPORTANT

HMRC do not ask for any payment with your application

Do not make any payment until your application is approved

ALWAYS confirm that the UK HMRC Bank Account details are genuine before you transfer

Best solutions

  • *Topping up your NI contributions by just 1 year boosts your annual pension by £275.00 per year
    *You need to have made a minimum of 10 years contributions to receive a part pension

    Class 2 NI Contributions can be bought by people living abroad for £163.80

    People living and employed in the UK pay Class 3 NI Contributions for £824.20 per year

  • How much is a full pension? 35 years of contributions gives you £203.85 per week, or £886.38 per month thats, £10,636.60 per year
    This can be a mixture of years worked in the UK plus topping up any missing National Insurance Contributions

  • Worked at least 3 years in the UK before moving abroad? All your working years in the UK count towards you receiving the UK New State Pension

  • Ex Army, Ex RAF, Ex Navy, Ex Marines Living Abroad?
    If you served a minimum of 3 years, every year counts towards you receiving the UK New State Pension

  • Working at sea?
    Dependant on where you normally live, and where your employer is based, you might have missing NI Contribution’s and be able to top them up
  • CRITICAL For all Ex pats your postal applications need to reach UK HMRC by 5 April 2025

Why do I need your help?

We have researched and put together simple step-by-step guide about the application process

including the answers to frequently asked questions

Once printed out the HMRC form is very small and many people, who we have helped previously, complained that the spaces on the form were not large enough to add their details.

We converted the form into an editable PDF which means that information like your current address can easily be typed into the space provided on the form before being printed out.

The HMRC form needs to be signed with black ink and then posted to UK HMRC

Why are you helping British Ex pats for FREE?

I’m an Ex pat myself, I’m Ex British Army (Royal Military Police) currently living in Germany, and I recently discovered that I could top up my own UK State pension by 20 missing years!

Many of the British Ex pats who we are helping to apply, and claim, didn’t know that they are entitled to any UK State Pension

After helping a few friends with their applications, it became apparent that thousands of Ex pats and Ex Military around the world are in danger of missing out and thus this website was born

Now I’m on a mission to help as many people as possible to register and claim for what they are entitled to.

How much did it cost you to boost your pension?

I already had 15 qualifying years of National Insurance and to boost my pension up to the maximum, I bought 20 missing years of NI contributions

This cost me a total of £3,276 (Paid directly to HMRC)

As a result, I’ll now receive the Full UK New State Pension of £203.85 per week, £886.38 per month, or £10,636.60 per year.

If I live for 10 years in retirement that’s an extra £106,366.00

“It feels amazing helping people to register and claim an extra pension of up to £10,636 per year.
And knowing that they’ll not retire into poverty makes my day”

John Taylor :)

P.S. Don’t keep good news to yourself.

Who else do you know that would benefit from boosting their UK New State Pension?

Do you know someone who has worked in the UK for at least 3 years or was in the Armed Forces or works at sea, and now lives outside the UK?

They could be entitled to receive the UK State Pension.

Maybe your family and friends know someone who now lives abroad.

Share this page with everyone you know.

Together we’ll help thousands of people register and apply.

I guarantee if you help someone not to retire into poverty…They will more than appreciate it

.

Share This News With Your Online Network, Choose Your Platform!

Some Kind Words From People We Helped

“Boosted my pension to £10,636.60 per year”

I did not know that I was entitled to boost my UK State Pension

I have 15 qualified years from when I worked in the UK which would only pay me of £78.12 per week in pension

I boosted my pension with a one-time top-up payment to HMRC of £3,276

Now I’ll be Getting

£203.85 per week,

£886.38 per month

£10,636.60 per year

Topping up my missing
NI contributions is the best financial decision of my life.

If I live for 10 years in retirement it will be worth £106,636.00

John Taylor

“6 years to 35 years”

John helped me register myself on the UK Government Gateway

I was pleased to see that I had 6 qualifying years from serving in the British Army

To top up my missing 29 years cost me less than £4,750

I’m living in Europe and I can also offset the payment to HMRC against my tax

Win, Win, Win – I bought Class 2 contributions, will now receive the full state pension of £10,636.20 per year and the cost of buying the top up is written off against my tax :)

Mike V

“No Top Up Needed”

I was unaware if I had paid any
NI contributions or what type of pension I would receive

I also thought if had any pension it would be due to start start in about 4-years time.

John helped me to sign into my Government Gateway and I was amazed to learn that

I have 35+ qualifying years,

Not only am fully paid up,
my pension starts in
18- months

A full 2 and 1/2 years earlier than I’d planned

No top up payment needed,
I just need to apply.

Mark B